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Rockingham Mazda
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Address
22 Smeaton Way, Rockingham, WA 6168 Get Directions

Welcome to Rockingham Mazda About Us and Our Mission -

“YOU’LL SEE THE DIFFERENCE”

  • Consumer Lending
  • Novated Leases
  • Corporate lending
  • Extended Warranties
  • Loan Protection
  • Comprehensive Insurance
  • We take care of all your paperwork
  • Free and No – Obligation quotation

Our dedicated Business Manager at Rockingham Mazda has strong relationships and is committed to giving you fast expert advice and knowledge of all the above products to tailoring a suitable finance package to best suit you individual budget and lifestyle preferences.

You're just a step away from approved car financing! Call Now.


What is a Consumer Mortgage?

You own your car from the start of the loan.

This is the loan to choose so that you can buy the Mazda of your dreams. It's available for new and used cars (up to seven years old) where the vehicle is for personal use.

You choose your new car in our Mazda dealership, the Business Manager at the dealership submits your finance application, and once you’re approved you drive away in your new Mazda!

Please note that this information is of a general nature only. You should consult with our Business Manager to obtain information specific to your situation or consult with your accountant.

What are the features and benefits of a Consumer Loan?

  • Benefits of a Car Loan can include:
  • Flexible contract terms, or length are available (ranging from 24 Months- 84 Months).
  • A residual can be applied to the loan, reducing the monthly instalments.
  • Competitive Fixed interest rates.
  • A deposit can be used (either cash or trade in) which reduces the size of the loan needed.

What is a Novated Lease and what’s included?

A Novated Lease is a way in which you can obtain a vehicle PLUS all of its running costs but packaged through your employer as a “Salary Sacrifice”. A portion is paid from your pre-tax salary, unlocking the power of your salary and turning your tax to your advantage.

Your Novated budget includes Fuel, Insurance, Registration, Maintenance, Tyres and even Car Washes.

Please note that this information is of a general nature only. You should consult with our Business Manager to obtain information specific to your situation or consult with your accountant.

What is a Chattel Mortgage (Goods Loan)?

A Chattel Mortgage is a commercial car finance product.

Under a Chattel Mortgage a finance company lends money to the customer to purchase a car or other motor vehicle (the "chattel"), and the customer makes regular repayments.

The customer takes ownership of the vehicle at the time of purchase, but the finance company also takes out a "mortgage" over the vehicle by way of an ASIC-registered Charge to provide security for the loan.

Once the term of the loan is completed and any residual (balloon) value is paid, the finance company removes the Charge, giving the customer clear title to the car. Alternatively, the customer can "trade in" the vehicle.

Please note that this information is of a general nature only. You should consult with our Business Manager to obtain information specific to your situation or consult with your accountant.